Specialty CRA Reports & Removal
Request your CoreLogic and LexisNexis specialty consumer reports directly from the source, then fire FCRA removal letters to delete inaccurate, unverifiable, or obsolete data.
Your FCRA Rights — Know Them
CoreLogic and LexisNexis are specialty consumer reporting agencies regulated by the FCRA. Under FCRA §606 (15 U.S.C. §1681g) you are entitled to one free file disclosure every 12 months. Under FCRA §611 (15 U.S.C. §1681i) you may dispute any inaccurate, incomplete, or unverifiable item and they must reinvestigate within 30 days or delete it.
Specialty CRA — Property, Tenant, Insurance & Screening Data
CoreLogic maintains specialty consumer reports including tenant screening, insurance history (C.L.U.E. reports), and real-estate/property data. Under FCRA §606 you are entitled to one free file disclosure every 12 months.
Request File Disclosure (mail)
CoreLogic Credco 18101 Von Karman Avenue, Suite 600 Irvine, CA 92612
- You may request your report online via the CoreLogic Consumer Portal, by phone, or by mail.
- For mail requests, include your full name, SSN, current address, prior addresses (last 5 years), date of birth, and a copy of a government-issued ID.
- CoreLogic also issues C.L.U.E. (Comprehensive Loss Underwriting Exchange) auto and property insurance reports — request these separately if relevant.
Specialty CRA — Public Records, Insurance & Identity Verification
LexisNexis Risk Solutions maintains consumer files built from public records, insurance claim history, and identity-verification data. FCRA §606 gives you the right to a free annual file disclosure.
Request File Disclosure (mail)
LexisNexis Risk Solutions Attention: Consumer Center P.O. Box 105108 Atlanta, GA 30348-5108
- Online request via the LexisNexis Consumer Disclosure portal is the fastest path.
- For mail, include full name (including middle initial), current address, prior addresses (last 5 years), SSN, date of birth, and a copy of a government-issued ID plus a current utility bill.
- LexisNexis also maintains the C.L.U.E. Auto and Personal Property insurance reports — request those specifically if you suspect inaccurate insurance-claim data.
Auto-Fill Your Info
⚠️ Fill in above to auto-populate letters. Always send CERTIFIED RETURN RECEIPT REQUESTED!
5 FCRA Removal Letters
Initial FCRA Dispute — Specialty CRA
Opening dispute to CoreLogic / LexisNexis demanding reinvestigation of inaccurate, incomplete, or unverifiable items under FCRA §611.
Removal Demand — FCRA §611 (No Response)
When the specialty CRA fails to respond within 30 days — they are in violation of FCRA §611 and MUST permanently delete the disputed items.
Direct Furnisher Dispute — FCRA §623(a)(8)
Dispute directly with the furnisher of the information (not the CRA). FCRA §623(a)(8) requires furnishers to investigate and correct/delete inaccurate info.
Inaccurate Public Record Removal Demand — FCRA §613
Demand removal of inaccurate public-record data (court records, liens, judgments) maintained by LexisNexis / CoreLogic under FCRA §613.
CFPB Escalation — Specialty CRA Non-Compliance
Escalate to the CFPB when CoreLogic / LexisNexis refuses to reinvestigate or delete inaccurate items. Triggers federal enforcement.
⚔️ Drill Sgt. King's Rules of Engagement
- • Request your free annual file disclosure from BOTH CoreLogic and LexisNexis first — know what they have on you.
- • ALWAYS send dispute letters CERTIFIED RETURN RECEIPT REQUESTED. This starts the 30-day FCRA §611 clock.
- • If they fail to respond in 30 days, fire the Removal Demand — they MUST delete.
- • Dispute with the furnisher directly too (FCRA §623(a)(8)) — cut it off at the source.
- • Public records older than 7 years (FCRA §605) MUST be deleted. Demand it.
- • If they stonewall, escalate to the CFPB — federal heat changes everything.